Compliance & Fraud

Learn how background checks support lenders in assessing risk and making informed decisions, including technology for seamless and compliant lending practices.

Navigate fair housing laws with ease. Learn best practices, avoid common violations, and leverage technology solutions for unbiased screening.

Explore the profound impact of the Equal Credit Opportunity Act (ECOA) on lenders. Learn key provisions, prohibited factors, and fair lending practices.

Discover the benefits and best practices of pulling credit over the phone. Streamline processes and empower your business with Soft Pull Solutions.

In this article, we’ll outline the authorized and unauthorized businesses for Soft Pull Solutions services and data.

The five C’s describe the characteristics of the lender-borrower relationship. It is a loose system creditors use to estimate whether the borrower will go into default. It is also used to assess the risk of financial loss. 

A privacy policy can help businesses comply with relevant laws and regulations while safeguarding user information, including data from soft credit pulls.

In this article, we'll explain risk-based pricing notifications and why it's important for businesses and consumers to understand them.

Adverse action letters are an essential component of the credit application process, providing transparency and accountability for lenders and creditors.

In this article, we will explore pre-approval messages, how they differ from firm approvals, and their importance for businesses that use soft credit pulls.