When it comes to application programming, you want a system you can trust, and a system that simplifies your business. Soft Pull Solutions’ API integration makes it easy for businesses to pull from their own data sources. There are two primary use cases for API.
- Human eyes never have to look at a credit report. Allow the customer to start with an application from your website and let them complete the entire process without ever talking to someone. The applicant can then see what programs they might qualify for, or even finalize each step of the loan application from start to finish.
- View a credit report from a system you currently use such as CRM, LOS, etc. This makes it easier for your employees to see credit information from the programs they already use. Users do not need to store credit data in their software, but can still access and view a report at any time
With Soft Pull Solutions, you can integrate a custom API with hard-pull credit reports, soft-pull reports, ID verification, employment information, background checks, and much more.
Standardized credit bureau format for all three bureaus, with the options to deliver the raw bureau data and human-readable format in the same response
Multiple formats to choose from
Reports can be delivered as one merged report or stand-alone
Contact us to learn more about how to use API integrations with our Solution.
Learn More About API Integration
Additional Reports & Features
When you sign up with Soft Pull Solutions, you’ll have access to a variety of other detailed reports and services designed to meet your specific business needs. Click the button to view a full list of reports available to your account.
Difference Between Soft & Hard Pulls
| What Is Different? | Soft Pulls | Hard Pulls |
| Impact on consumer credit? | No | Yes |
| Social Security Number required? | No | Yes |
| Date of Birth required? | No | Yes |
| Does running an inquiry create trigger leads? | No | Yes |
| Do you need to print a Risk-Based Pricing Notification and give it to the consumer after you pull the report? | No | Yes |
| Is it a full credit report? | Yes | Yes |
| Is a FICO Score included with the report? | Yes | Yes |
| Is the report sufficient for tenant screening purposes? | Yes | Yes |
| Can I get consent over the phone? | Yes | Yes |
See the Difference Firsthand
Click below to view a sample soft pull report and discover how it can streamline your processes today!