Blog

The five C’s describe the characteristics of the lender-borrower relationship. It is a loose system creditors use to estimate whether the borrower will go into default. It is also used to assess the risk of financial loss. 

This article explores the benefits of using soft pulls and provides an overview of how utilizing soft pulls can help you achieve your growth objectives.

In this article, we'll explain risk-based pricing notifications and why it's important for businesses and consumers to understand them.

A privacy policy can help businesses comply with relevant laws and regulations while safeguarding user information, including data from soft credit pulls.

Adverse action letters are an essential component of the credit application process, providing transparency and accountability for lenders and creditors.

In this article, we will explore pre-approval messages, how they differ from firm approvals, and their importance for businesses that use soft credit pulls.

Many people want to buy your products and services, but figuring out who will actually make a good customer is more challenging. When leads arrive looking for credit, it’s not always clear if they are good for the money. Fortunately, there is a solution: soft pull credit reports.

Are you aware of your rights when it comes to credit checks? With employers, landlords, and other organizations increasingly requesting access to our financial records, understanding the Fair Credit Reporting Act (FCRA) is becoming essential.

You need certain documents to get set up to pull credit reports. And often, these can be hard to attain. You also need these whether you are looking to perform soft credit reports or hard credit reports.

This article examines how FHA loan prequalification makes home-buying more manageable.