What’s Included in an Industry-Specific FICO Score?
Discover the components of industry-specific FICO scores and how they provide lenders and brokers with precise borrower insights.
15 Jan 2025
Soft Pulls Do Not Create Trigger Leads in the Mortgage Industry
Learn how soft pulls help mortgage lenders avoid trigger leads and streamline the borrowing process without affecting consumer credit scores.
18 Dec 2024
What is the VantageScore 4.0 Model?
Learn more about what VantageScore 4.0 is, including information about its advanced analytics and best practices for lenders to make optimal credit decisions.
06 Feb 2024
Unlocking Financial Opportunities with TruVision Credit Reports
Explore TruVision credit reports, revolutionizing risk management for lenders and borrowers. Discover benefits, from balancing risk to empowering borrowers.
27 Jan 2024
Impact of the Equal Opportunity Credit Act on Lenders
Explore the profound impact of the Equal Credit Opportunity Act (ECOA) on lenders. Learn key provisions, prohibited factors, and fair lending practices.
08 Jan 2024
How Jewelers Can Save Time and Improve Sales with Soft Credit Pulls
A soft credit pull helps jewelers save time and money by pre-qualifying their clients and increasing their marketing ROI. Learn more here.
11 Jul 2023
What Is a Privacy Policy?
A privacy policy can help businesses comply with relevant laws and regulations while safeguarding user information, including data from soft credit pulls.
27 Jun 2023
What is a Risk-Based Pricing Notification?
In this article, we'll explain risk-based pricing notifications and why it's important for businesses and consumers to understand them.
What is an Adverse Action Letter?
Adverse action letters are an essential component of the credit application process, providing transparency and accountability for lenders and creditors.
26 Jun 2023
What is a Pre-Approval Message?
In this article, we will explore pre-approval messages, how they differ from firm approvals, and their importance for businesses that use soft credit pulls.
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