ID Verification & Fraud | Soft Pull Solutions Skip to main content

Equip yourself with the latest electronic verification for an accurate, instant verification process for fraud and counterfeit authentication for IDs and driver's licenses. Available on iOS and Android, this mobile authentication method provides all-in-one convenience and security.


ID Authenticate

ID Authenticate allows business owners to confirm that the individuals with whom they complete transactions are who they say they are.

This product works by using an individual’s SSN, name, and address to present them with a series of questions that will verify their identity. Once the individual has answered the questions, ID Authenticate will give businesses a score that tells them whether or not the potential client or customer passed the quiz.

Common use cases for ID Authenticate include businesses that face a higher risk of identity fraud, like:

  • Online lending services
  • Call center account services
  • Internet retail sales
  • Other high-risk, faceless consumer transaction services

Integrate ID Authenticate into your business’s online workflows and call center interactions for simple, real-time identity authentication.

ID Verify

ID Verify offers a sophisticated assessment to help determine a consumer’s risk for identity fraud. This product confirms an individual’s personally identifiable information (PII), such as SSN, name, birthdate, address, phone numbers, driver’s license, and more. It also looks at a complete address history and high-risk attributes like whether or not an individual is on a watchlist or has other risk indicators for fraud.

ID Verify leverages millions of records to ensure the best quality of verification, including:

  • Trade line records reported by lenders, retailers, and service providers
  • Traditional credit bureau header records
  • National Directory Assistance, Unlisted and NonPublished landline phone records
  • Wireless and VOIP phone records
  • USPS CASS certification software and NCOA Link files
  • Proprietary high-risk address files of known fraud
  • Government filings and agency records (i.e., Social Security Administration)

Common use cases of ID Verify include:

  • Alternative and traditional lending
  • Applicant screening for retail financing
  • Pre-employment screening
  • Tenant screening

Click to See Sample Report


OFAC Watchlist

Fraud affects millions of consumers and is the fastest-growing crime in the United States. Federal regulations are constantly shifting to address fraud, corruption, and terrorism.

OFAC helps your business comply with these regulations and check applicants against over 100 international databases, including:

  • Bureau of Industry and Security - US Department of Commerce Lists
  • CIA Chiefs of State and Cabinet Members of Foreign Governments
  • Australian Department of Foreign Affairs and Trade (DFAT) - Consolidated Lists
  • United Nations - Consolidated Sanctions
  • System for Award Management Exclusions Extract (previously US General Services Administration Excluded Parties List)
  • FBI Most Wanted Lists
  • Nevada Gaming Control Board - Excluded Person List
  • HM Treasury Financial Sanctions
  • U.S. Department of Housing and Urban Development List
  • Interpol - Wanted Persons
  • U.S. Department of State Sanctions & Foreign Terrorist Lists
  • Directorate of Defense Trade Controls - List of Statutorily Debarred Parties
  • The Office of Inspector General - Most Wanted and Excluded Individuals/Entities Lists
  • Canadian Office of the Superintendent of Financial Institutions (OSFI) Anti-Terrorism Financing List
  • U.S. Department of Treasury - Financial Crimes Enforcement Network List
  • U.S. Department of Treasury - Office of Foreign Assets Control (OFAC) Consolidated Sanctions Lists
  • United Nations Security Council - Consolidated Sanctions List
  • Bureau of Alcohol, Tobacco, Firearms and Explosives Most Wanted Lists
  • Drug Enforcement Administration Most Wanted Fugitives
  • U.S. Marshals Service - Profiled Fugitives List

Driver's License Verification

Designed and powered by Mitek®, one of the world's top identity protection platforms, verifying customers and identification has never been faster. Capable of conducting 24 instantaneous detection checks on IDs and driver's licenses, this e-verification process provides security and accuracy at the touch of a button. Information is protected and maintained to the highest standards enforced by the National Institute of Standards and Technology (NIST).

Clients and lenders alike can benefit from the integrated convenience of remote transactions. Without the need for physical documentation or filing, instantly record digital copies of IDs or licenses for immediate verification results. Protect yourself and your clients from further loss from credit applications, test drives, and more.

For added convenience, applications and documents are auto-filled with ID and license information by a simple scan of the front and back. Never fill an entire document field by field again with this streamlined processing and autofill feature, all safely encrypted and stored in the eVault for extra security.

Click to See Sample Report


Red Flag Compliance and Fraud

Our verifying compliance suite helps individuals and lenders detect fraud that might otherwise be overlooked. Some red flags are as common as an address mismatch while some are larger and less common, like social security card checking. Using our verifying resources allows individuals to avoid having contracts returned from lenders due to unexpected red flags. This can potentially save you thousands of dollars.

Fraudulence is a persistent battle; people are always finding new ways to hide it. Synthetic identity detection uses a number of different factors to identify false identities and expose fraudulent activity. Synthetic identity fraud is a combination of unused social security numbers and fabricated data to create new and highly sophisticated personas. Failing to recognize a synthetic identity can lead to:

  • Damaged reputation
  • Fines for noncompliance with “Know Your Customer”
  • Account opening and maintenance costs
  • Monetary loss from the unpaid balance
  • Rising collections costs for tracking down fake people
  • Thinner margins
  • Less advantageous rates for customers

Using identity detection can help you avoid these situations and protect your business.

Soft Pull Solution’s Red Flag Review dashboard tells you if a red flag is ever raised or if an OFAC alert is ever sounded. 

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