When leasing or financing large purchases for your clients, it is crucial to run a credit background on them before making a decision. That’s where Soft Pull Solutions comes in.
We provide credit reporting services for Lease to Own and Buy Now Pay Later companies to mitigate the risk of defaulted payments from new customers. With real-time data, comprehensive reports, and exemplary customer support, you’ll receive all the information you need to keep your customers happy and grow your business.
Lease to own and buy now pay later businesses we work with include:
- Equipment
- Furniture
- Piano
- Musical Instruments
- Vacuums
- Appliances
- Tools
- Mattress
- Electronics
- Jewelry
- Cameras
- Security systems
- Hunting trips and vacations
- Bikes
- Connect tickets
- Presents and holiday purchases
This isn't a comprehensive list, and we'd love to answer any questions about your industry and using our services. Give us a call today!
Why Lease to Own and Buy Now Pay Laters Companies Need Soft Pull Solutions
With Soft Pull Solutions, your company can make quick decisions and streamline your sales process. We provide soft pull credit reports as a solution to prequalifying customers for financing services.
Soft pulls provide many advantages. They don’t require date of birth or SSN, and you only need verbal consent to run the pull. This makes it easier for you and your customer during the prequalification process. Plus, soft pulls don’t impact consumer credit.
Benefits of Soft Pull Solutions
Save Time
Our software helps you and your customers streamline sales decisions by providing real-time data. Quick data ensures that you can make informed decisions on the fly, keeping your business and your customers satisfied.
Comprehensive Reporting
Soft Pull Solutions pulls data from the three major credit bureaus to gather comprehensive reports on your customers. This gives you a fuller picture of their credit background to help you minimize your risk.
Increase Leads
At Soft Pull Solutions, your success is our success. With our solutions, you gain increased leads because the process is so simple. Our reports don’t require piles of paperwork, making it easier to receive quick results. Quick and simple results means satisfied customers, and that means increase return business and referrals.
Services We Offer
Additional Reports & Features
When you sign up with Soft Pull Solutions, you’ll have access to a variety of other detailed reports and services designed to meet your specific business needs. Click the button to view a full list of reports available to your account.
Difference Between Soft & Hard Pulls
| What Is Different? | Soft Pulls | Hard Pulls |
| Impact on consumer credit? | No | Yes |
| Social Security Number required? | No | Yes |
| Date of Birth required? | No | Yes |
| Does running an inquiry create trigger leads? | No | Yes |
| Do you need to print a Risk-Based Pricing Notification and give it to the consumer after you pull the report? | No | Yes |
| Is it a full credit report? | Yes | Yes |
| Is a FICO Score included with the report? | Yes | Yes |
| Is the report sufficient for tenant screening purposes? | Yes | Yes |
| Can I get consent over the phone? | Yes | Yes |
See the Difference Firsthand
Click below to view a sample soft pull report and discover how it can streamline your processes today!