Additional Reports (Only Charged If/When You Pull)
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Bank Verification Instant Bank Verification facilitates real time access to consumer and business bank account data at the financial institution via their online banking platform to deliver account transaction details, account owner information and other bank account insights in support of bank verification and decisioning. Click Here For A Sample Report Click Here For A Product Sheet Price is per pull |
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ID Verify This solution references multiple data sources to confirm an individual’s identity across over 60 data points of personally identifiable information (PII) and appends a fraud risk score. Click Here For A Sample Report Click Here for A Product Sheet Price is per pull |
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Place of Employment (Historical and Current) Verified POE (Place of Employment) Report offers an extensive search and verification process to locate employment information associated with an individual. |
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Bankruptcies, Liens and Judgment Data Click Here For A Sample Report Report is not available if you are using the Iframe Credit Application Price is "per pull" |
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US Criminal Database Report US Criminal Database Report offers an all-in-one solution for discovering information about Criminal Records, Sex Offender Records, Arrests, Wants and Warrants, and Traffic Records. Click Here For A Sample Report Price is per pull |
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Enhanced Eviction Search Click Here For An Example Report Click Here For A Product Sheet Price is per pull |
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Drivers License Search A convenient, fast tool for verifying an individual's Drivers License |
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Experian Business Profile Summary Business/Commercial Credit Reports. Multiple different Experian business reports that range in cost. Click Here For An Example Report Click Here For a 2nd Example Report Report is not available if you are using the Iframe Credit Application Price is "per pull" |
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Address Search Report Address Search is an advanced skip tracing tool that offers expanded sourcing, flexible request options and a simple report structure for locating an individual’s name/aliases, SSN, DOB, current address, previous address history, and associated phone numbers. Report is not available if you are using the Iframe Credit Application Price is per pull |
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Phone Search Phone search is a dynamic skip tracing tool that searches over 800 million phone records on individuals and businesses as reported from telephone companies and a diverse set of proprietary commercial sources to deliver information about wireless, landline and VoIP phone records and associated information. |
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Trace Detail Trace Detail Report is a skip tracing solution that helps users locate relatives, neighbors, associates and roommates as potential points-of-contact for a debtor as part of the collection and recovery process when attempts to contact the individual directly have repeatedly failed and no other contact information has been provided. Click Here For An Example Report Click Here For A Product Sheet Price is per pull |
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Email Search This product appends known email addresses that are associated with a submitted individual’s name and physical address. |
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Enhanced People Search Quickly locate and verify an individual by receiving critical identity and contact information, including Names/Aliases, SSN, DOB, Addresses, Phone Numbers and other validation and risk indicators. |
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UCC Search UCC Search allows users to search Uniform Commercial Code (UCC) records filed in various U.S. States to reveal any other individuals or entities that have filed a lien against collateral pledged on a loan. Click Here For An Example Report Price is per pull |
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Dun and Bradstreet Background Report Turn-key access to the powerful data of Dun & Bradstreet. Multiple Dun and Bradstreet reports that range in cost. Click Here For An Example Report Click Here For A 2nd Example Report Click Here For a 3rd Example Report Report is not available if you are using the Iframe Credit Application Price is per pull |
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ID Authenticate / Out of Wallet Questions Reduces fraud and confirms identity by asking questions no one else would be able to answer on your behalf. For example "which of the following states was your social security number created?" Or, "which of the following streets have you lived on in your life?" Click Here For A Product Sheet Report is not available if you are using the Iframe Credit Application Price is per pull |
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Watchlist - OFAC Searches for an individual on the Federal OFAC watchlist as required by the Federal Patriot Act. Click Here For An Example Report Click Here For A Product Sheet Price is per pull |
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Military Lending Act This solution confirms if a borrower is covered under the requirements of the Federal Military Lending Act by searching the Department of Defense database to check for active military status. Click Here For An Example Report Click Here For A Product Sheet Price is per pull |
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Property Reports Property Report shows you property owned or recently sold by an individual. It can be searched based on an individual’s address only or name + address to retrieve all available property records. Click Here For A Sample Report Click Here For A Product Sheet Price is per pull |
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Property Search Report Property reports can be searched based on a property address. The report allows you to search state and local databanks of deeds and assessment records to see things such as who owns the property, mortgage amount, assessed value, and much more. Click Here For An Example Report Click Here For A Product Sheet Report is not available if you are using the Iframe Credit Application Price is per pull |
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Moving Violations Report Moving Violations Report allows users to verify a consumer's driver registration and history of moving violations in almost any State in the U.S. Click Here For An Example Report Click Here For A Product Sheet Report is not available if you are using the Iframe Credit Application Cost is per pull and does not include state fees. |
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Vehicle Search The Vehicle Search validates applicant information with data obtained directly from state DMV databases and other government agencies while verifying the driver's motor vehicle records such as their registration data and lien information. Click Here For An Example Report Report is not available if you are using the Iframe Credit Application |
Difference Between Soft & Hard Pulls
| What Is Different? | Soft Pulls | Hard Pulls |
| Impact on consumer credit? | No | Yes |
| Social Security Number required? | No | Yes |
| Date of Birth required? | No | Yes |
| Does running an inquiry create trigger leads? | No | Yes |
| Do you need to print a Risk-Based Pricing Notification and give it to the consumer after you pull the report? | No | Yes |
| Is it a full credit report? | Yes | Yes |
| Is a FICO Score included with the report? | Yes | Yes |
| Is the report sufficient for tenant screening purposes? | Yes | Yes |
| Can I get consent over the phone? | Yes | Yes |
See the Difference Firsthand
Click below to view a sample soft pull report and discover how it can streamline your processes today!