When evaluating a small business for financing, many lenders start by pulling a consumer credit report on the business owner or principal — but that only tells part of the story. Soft Pull Solutions’ UCC Reports let you take the next step by revealing existing liens and secured debts tied to the business itself.
Soft Pull Solutions’ UCC Reports go beyond standard Uniform Commercial Code (UCC) filings. Not only do we provide detailed UCC filing information on businesses, but each report also includes a comprehensive business credit report — delivering the full financial picture you need to make confident, informed decisions.
Our reports are ideal for lenders, brokers, leasing companies, and anyone needing to evaluate the financial stability, creditworthiness, and debt obligations of a business before approving financing or establishing partnerships.
Try it for free: You can get two full UCC reports at no cost — no credit card required. We’ll send you two real reports to show exactly what you’ll receive. Click here to get your free trial
Sample Reports
Explore what our reports can show you:
View Sample UCC Report 1 View Sample UCC Report 2
UCC Filings + Full Business Credit Report
Our UCC reports contain extensive data on active and historical UCC filings, showing current and prior secured transactions filed against a business. This includes:
- Filing dates and expiration dates
- Secured party names and contact information
- Collateral descriptions
- Filing jurisdictions
- Termination and amendment history
In addition to UCC filing data, each report delivers a rich business credit profile with details such as:
- Company name, address, and contact info
- Business registration and incorporation status
- Credit scores and risk assessments
- Public records (liens, judgments, bankruptcies)
- Tradeline summaries and payment histories
- Business size, ownership structure, and years in operation
Whether you're checking for red flags before extending credit or evaluating existing business relationships, this dual report gives you a clear, 360-degree view of any company's financial obligations and credit behavior.
Use UCC Reports to:
- Verify existing liens or secured debts against a business
- Uncover prior UCC filings from other lenders or leasing companies
- Understand a business’s financial stability before funding
- Support underwriting for business loans, leases, or merchant cash advances
- Evaluate creditworthiness for B2B sales, partnerships, or investments
- Supplement traditional business credit pulls with lien and collateral history
Designed for Lending, Leasing, and Cash Advance Use Cases
UCC Reports are especially valuable when you're already pulling consumer credit on a business owner and want to take the next step in due diligence. Our reports are ideal for:
- Small business lending
- Equipment leasing and financing
- Merchant cash advances
- Invoice factoring
- B2B credit sales
- Franchise funding
Why Choose Soft Pull Solutions?
We deliver real-time access to business credit data and UCC filings through a user-friendly platform with responsive support. Our reports are available instantly and include the details that matter most when evaluating business clients.
Let us help you reduce lending risk, streamline underwriting, and access critical business credit data — all in one place.
Additional Reports & Features
When you sign up with Soft Pull Solutions, you’ll have access to a variety of other detailed reports and services designed to meet your specific business needs. Click the button to view a full list of reports available to your account or to schedule a meeting.
Difference Between Soft & Hard Pulls
| What Is Different? | Soft Pulls | Hard Pulls |
| Impact on consumer credit? | No | Yes |
| Social Security Number required? | No | Yes |
| Date of Birth required? | No | Yes |
| Does running an inquiry create trigger leads? | No | Yes |
| Do you need to print a Risk-Based Pricing Notification and give it to the consumer after you pull the report? | No | Yes |
| Is it a full credit report? | Yes | Yes |
| Is a FICO Score included with the report? | Yes | Yes |
| Is the report sufficient for tenant screening purposes? | Yes | Yes |
| Can I get consent over the phone? | Yes | Yes |
See the Difference Firsthand
Click below to view a sample of a soft pull credit report